At Qubrik, we believe that you can build a solid financial future through a smart combination of real estate and movable investments. Our goal is capital protection and stable returns, allowing your wealth to grow passively in line with the stock market and real estate.
We leverage free rental income for new real estate purchases and well-considered movable investments.
By leveraging movable assets to support an immovable financing, you can create a higher financing rate on the real estate. This enhances the leverage effect.
Therefore, we believe it makes sense to utilize your assets in dual capacities.
The required equity in a real estate investment with mortgage financing often negatively impacts a portion of the savings capacity.
However, a movable portfolio as collateral can finance part of that equity requirement (often at a lower cost than through mortgage financing).
If the cost of equity financing (with movable collateral) is lower than the movable income and/or appreciation of this collateral, it generally increases the overall return on the deployed equity (movable/immovable).
By strategically using bullets in combination with annuities in mortgage financing, you significantly reduce the monthly repayments. As a result, these repayments come closer to the initial rental income.
After a few years, the outstanding bullet capital is refinanced to achieve a positive free cash flow.
This favorable financial dynamic allows us to continuously invest in new real estate and further grow our (im)movable portfolio.
Real estate is a valuable asset that builds wealth over the long term through compound interest. Let this asset work for you. The longer this process continues, the more impressive the passive growth becomes.
By combining real estate and movable assets in a thoughtful and passive strategy, we create a growth story over time.
We buy to hold, reallocate capital gains, and utilize free cash flows for new similar investments. This forms a passive growth story, potentially even across generations.
